Our credit union started offering mobile check deposit. Or maybe they’ve had it forever and I’m just now getting to be in the know. But anyway, I’ve been so excited with this phone app. I don’t ever plan on having to set foot in the credit union again. I may be exaggerating a bit, but it will definitely be less banking errand trips.
Apparently I like the banking phone app so much that I attempted to deposit the same check twice. I can just imagine the people who audit this mobile check deposit. (It IS people who double check, right? Or is that automated now as well?) I gotta wonder if they are thinking I’m trying to make some money out of this deal. I mean, I can do this cool check deposit on the same check over and over again. You never know, maybe a few of the duplicates would slide through. Boom! More money in my pockets! Do you think anyone else has figured out this little loophole yet?
This little accident (really!) reminds me of when I was a little girl, and I saw my mom pay for groceries at our local Piggly Wiggly using these little rectangular pieces of paper. Visions of color TVs, shiny new cars, mountains of candy, mounds of money, and fancy new clothes all danced around in my head. Hell yeah, we’re rich! We’re gonna be living the big life now! We’re movin’ on up! I didn’t get, after all this time, why my mom didn’t just write on these little papers to her heart’s content. Hot check? Well, I don’t know what that is, but it doesn’t sound so scary.
Nowadays it’s probably more credit cards the kids may think of as an unending entertainment source. Oh wait, and so do many of their parents, unfortunately. I gotta say, Gerald and I were both taught right, of course after my mom had to explain that money really doesn’t grow on trees and that the little slips of paper were like an official IOU note. Oh.
Gerald and I have always been of the mindset that credit cards are convenient, most definitely, but we won’t make a purchase unless we actually have the funds available. And we always pay the balance in full when the bill comes due. Not sure if we’ve instilled this sort of thinking in our boys though, but we’re working on it.